Crypto Cards in Six Steps
Web3.cards explains how crypto debit and credit cards really work, what they cost, and what to read before you sign up.
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A payment card that lets you spend digital assets anywhere normal cards are accepted. The store almost always receives ordinary money.
Crypto card
Your crypto is usually sold for cash at the moment you pay. That sale can count as a taxable event in many countries.
Conversion
A debit card spends what you hold. A crypto credit card is a normal credit line that pays rewards in crypto. Interest applies if you carry a balance.
Debit vs credit
Beyond visible fees, the exchange rate used at checkout can include a spread. Compare the rate you get with the market price.
Spread
Rewards paid in crypto can rise or fall in value. Some cards require you to hold or stake a token to earn the best rate.
Cashback
Most card programs hold your funds for you. If the issuer or its partner fails, access to your balance can be frozen.
Custodial
Educational only, not financial advice. Crypto prices move fast and you can lose what you put in. Some links are affiliate links; we may earn a commission at no cost to you.